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Fraudulent Slip and Fall Claims
Another way to cash in on business owners
It’s amazing what some people will do for money. They’ll actually risk injury by staging falls so they can sue a business or property owner.
The slip and fall is a common bodily injury scam and one of the most widely practiced types of insurance fraud. Perpetrators threaten litigation against an individual or organization because of a bogus injury sustained from allegedly dangerous conditions.
Don’t be an easy target
Keeping things in top shape will help prevent legitimate accidents that could injure a valued employee or customer. That’s not to say it will deter someone from pulling a fast one on you. But it will force them to work harder, and that may make the fraud easier to detect.
“When customer areas are clean and free of known hazards, restrooms are well kept and regularly inspected (inspect restrooms hourly on a rotational basis and maintain inspection logs), and customers are never allowed in any dismantling and shop areas, the perpetrator is forced to engage in embellishments to set forth their claim. And the more they have to stretch their story, the better defense our investigation can bring to bear on our decision to question the overall circumstances of the loss,” Dwight explains.
A safe environment will help protect your employees and customers. And it might make your business less tempting to someone looking to cash in on a bogus bodily injury claim.
For information about how Universal Underwriters Group’s Special Account Services Division can help meet the special needs of your automotive recycling business, call 1-800-840-8842, ext. 4845, visit our website at www.UniversalUnderwriters.com or e-mail at firstname.lastname@example.org.
This article is provided for informational purposes only. Please consult with qualified legal counsel to address your particular circumstances and needs. Universal Underwriters Group is not providing legal advice and assumes no liability concerning the information set forth above.